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Raeva Aytbu`s Group
In this Group: Aytbu, Sharbathan, Gulzada, Mira
Aytbu is 48 years old. She is married and a mother of 4 children. All of her children are grown. Her son and daughter-in law live with her. Aytbu’s husband and son are construction workers, and daughter-in-law is involved in animal husbandry and sales of dairy products. Aytbu is currently fattening up two dairy cows and two heifers. She also sells dairy products. She plans to travel to a pasture where locals take their livestock. Aytbu started the business with 3 small livestock, and the client was interested in breeding cattle. The client plans to use this loan to buy one more dairy cow and increase the volume of dairy products sales.

Sharbathan is 46 years old. She is a widow and has three children. The oldest daughter is married, and the other children go to school. Currently, the client is getting the soil ready for sowing of cotton. The loan is needed for the purchase of cotton seeds and mineral fertilizers.

Gulzada is 28 years old. Her husband is a construction worker and also helps with the business by stocking livestock feed. The client also works as an elementary grades teacher at a school. The loan will be used for the purchase of a dairy cow for fattening and increasing cattle headcount.

Mira is 33 years old. She is fattening up a dairy cow and a heifer and is also involved in selling dairy products. Her husband is a construction worker. The oldest children go to school, and Mira’s daughter looks after the youngest child at home. The business was started with fattening and breeding of 3 cows, and Mira became more interested in breeding cattle. She wants to buy one more calf for breeding and increase the volume of sales of dairy products.
View original language description ↓
Айтбу, 48 лет, она замужем и мать 4 детей. Все дети взрослые. С ней вместе проживает ее сын со своей супругой. Супруг и сын работают строителями, невестка занимается животноводством и реализацией молочной продукции.Клиент откармливает двух доенных коров и двух телок, также реализует молочные продукции. Планирует уехать на пастбище где пасут живность населения. Бизнес был начат с 3-х МРС, клиентка была заинтересована в разведении КРС. Клиент на кредит планирует закупить еще одну доенную корову и увеличить обьем реализации молочной продукции.

Шарбатхан, 46, вдова. У нее трое детей. Старшая дочь замужем, остальные дети учатся в школе. Клиент в данное время подгатавливает землю для посева хлопчатника. Кредит необходим для закупа семян хлопчатника и минеральные удобрение для орашения.

Гулзаде 28 лет. Ее супруг работает строителем и помогает в бизнесе при запасе корма для живности. Клиент также работает в школе учительницей начальных классов. Кредит юудет использован для закупа доенной коровы для откорма и увеличения поголовья КРС.

Мира, 33, она откармливает доенную корову и телку, также занимается занимается реализацией молочной продукции. Ее супруг строитель. Старшие дети идут в школу, за младшим сыном присматривает дочь дома. Бизнес был начат с откорма и разведения 3-х КРС, далее заинтересовалась в разведении КРС. Она хочет купить еще одного теленка для разведения и увеличить обьем реализации молочных продукций.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Raeva Aytbu`s Group's $1,450 loan helped a member purchase of one dairy cow.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 6, 2010
Apr 20, 2010
Currency Exchange Loss:
Dec 15, 2010