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Shamim's Group
In this Group: Shamim , Ruqaiya, Zaina, Nasreen, Shazia, Riffat Parveen
Shamim is a young lady of 24 who lives in Multan, a city in Parkistan famous for its shrines and sweetmeats. Her husband, M. B., drives an auto-rickshaw (a local three-wheeled motor vehicle). He has been in this business for over five years. Shamim has a decorative embroidery business: she embroiders clothes for her neighbors and relatives. She does this work to improve her family's standard of living. Shamim is applying for a loan to buy materials (clothes, colored thread, and beads) to expand her business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 323
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 84.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,175 loan helped a member to buy materials for her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 20, 2010
Apr 16, 2010
Currency Exchange Loss:
Apr 15, 2011