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Asmat's Group
In this Group: Asmat , Parveen, Ghulam Kaniz, Ghulam Zuhran, Rubina
Asmat is the wife of M. U. and comes from Multan, a city famous for its shrines and sweetmeats in Pakistan. She is 40 years old, married with two children: one son and one daughter. Her husband and her kids work at a photo frame-making business. They are very talented and can frame every picture. They also do calligraphy and then sell at markets and earn income. Their earning allows them to manage the financial expenses of the family.

Asmat also operates her own decorative embroidery business. She makes embroidery on suits and earns profit. Her clientele base is made up of women. She receives order from her neighbors. Her earning allows her to share the financial burden of her family.

She has successfully repaid two loans from Asasah (a micro-finance institute in Pakistan). Now she is applying for a loan again to purchase items (mirrors and paints and paint brushes) in bulk so her family can make more frames and make calligraphy and earn a good profit from it.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 308
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 83.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Asmat's Group's $1,175 loan helped a member purchase items for her photo frame-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 20, 2010
Apr 16, 2010
Currency Exchange Loss:
Apr 15, 2011