The other members of Asociación Comunal Sorpresa have various businesses, such as baby clothing sales, different articles of clothing, manufacturing polleras (a type of skirt worn by Andean women), food sales, furniture manufacture, document transcription, wig making for Moreno (an Andean dance). They each need this loan in order to invest in merchandise, supplies, or to provide working capital. They meet in the central office in Alto Lima every two weeks.
Las demás integrantes de la Asociación Comunal Sorpresa tienen variados negocios como la venta de ropa para bebe, tejido de diversas prendas de vestir, confección de polleras (falda para mujer andina), venta de comida, producción de muebles (carpintería), transcripción de documentos y elaboración de pelucas para moreno (danza andina)
Todas necesitan el préstamo para adquirir mercadería, insumos o capital fijo.
Ellas se reúnen cada dos semanas en el Centro Focal Alto Lima.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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