Los Cuatro Group
Sandra is married and has 3 school-aged children. She sells comforters on a cash and credit basis. Later she collects the money weekly or bi-weekly. She is very hardworking, and in this way contributes with her husband to the household expenses.
The group decided to get together because they knew each other very well and shared an affinity for each other, based on a high level of trust and solidarity. They are very grateful to Emprender and Kiva for the trust provided in the granting of this loan.
El grupo LOS CUATRO esta compuesto por 4 integrantes D. ahí D. donD. viene el nombre, las clientes se dedican a diferentes rubros uno D. estos es el comercio D. productos comestibles por menor, el comercio D. mercaderia a crediTo tales como edredones, mp3 y otros, otra D. las integrantes se dedica a la elaboracion D. reposteria elaborando masas como donas y alfajores.
La Sra. Sandra esta casada y tiene 3 hijos que se encuentran en edad escolar, se dedica a la venta D. edredones al contado y tambien da a credito y despues lo cobra semanalmente o quincenalmente, es muy trabajadora y D. esta manera colabora con su esposo en los gastos del hogar.
El grupo decidio unirse D. acuerdo a la afinidad y conocimiento que tiene la una D. la otra, y ademas la confianza y solidaridad que las carateriza, estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid