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Los Cuatro Group
In this Group: Sandra, Olga, Carla Duveyza, Rolando
The group "Los Cuatro" (The Four) is maD. up of 4 members, which is where the name came from. These individuals are in different lines of work: one of them is a retail vendor of food products, others sell merchandise on credit, such as comforters, MP3 players, and other items, and another of the members makes pastries in bulk, such as donuts and sweet sandwich cookies.

Sandra is married and has 3 school-aged children. She sells comforters on a cash and credit basis. Later she collects the money weekly or bi-weekly. She is very hardworking, and in this way contributes with her husband to the household expenses.

The group decided to get together because they knew each other very well and shared an affinity for each other, based on a high level of trust and solidarity. They are very grateful to Emprender and Kiva for the trust provided in the granting of this loan.
View original language description ↓

El grupo LOS CUATRO esta compuesto por 4 integrantes D. ahí D. donD. viene el nombre, las clientes se dedican a diferentes rubros uno D. estos es el comercio D. productos comestibles por menor, el comercio D. mercaderia a crediTo tales como edredones, mp3 y otros, otra D. las integrantes se dedica a la elaboracion D. reposteria elaborando masas como donas y alfajores.

La Sra. Sandra esta casada y tiene 3 hijos que se encuentran en edad escolar, se dedica a la venta D. edredones al contado y tambien da a credito y despues lo cobra semanalmente o quincenalmente, es muy trabajadora y D. esta manera colabora con su esposo en los gastos del hogar.

El grupo decidio unirse D. acuerdo a la afinidad y conocimiento que tiene la una D. la otra, y ademas la confianza y solidaridad que las carateriza, estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Cuatro Group's $1,225 loan helped a member to buy merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 17, 2010
May 1, 2010
Currency Exchange Loss:
Aug 15, 2010