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Julia Patricia
Julia Patricia E. is 45 years old and resides in Ilopango, a city located in the Department of San Salvador. She lives with her three children who are completely dependent on her. Julia owns a bakery where she sells sweet bread, the name given in this country to bread made of flour with either sugar or honey. This type of bread exists in a wide variety. Julia is in charge of preparing the bread that she subsequently sells from her home, which is located in front of the municipal park in Ilopango. The city hall is located next to the park. This has many advantages for Julia’s business since it is a very busy place, thereby making the location of her bakery a suitable area.

She is requesting a loan so that she will be financially capable to buy flour, sugar, honey, and other ingredients for making bread. Julia wants very much to improve her business so that she can provide her three children with everything they need.

View original language description ↓
Julia Patricia E. de 45 años de edad, reside en Ilopango, ciudad ubicada en el departamento de San Salvador. Vive junto a sus tres hijos, los cuales dependen por completo de ella. Julia posee una panadería en la cual comercializa pan dulce, nombre que se le da en este país al pan hecho de harina con azúcar o miel, del cual existe una gran variedad. Ella se encarga de elaborar el pan que posteriormente comercializa en su propia casa, la cual está ubicada frente al parque municipal de Ilopango, contiguo a la Alcaldía de este mismo lugar, esto le da muchas ventajas a Julia ya que es un lugar muy concurrido, el cual es apto para este tipo de negocio. Ella solicita un préstamo a través del cual pueda contar con la capacidad económica para comprar harina, azúcar, miel, y otros elementos de primera necesidad para la elaboración del pan. Julia desea mucho mejorar su negocio y de esta manera brindarles todo lo necesario a sus tres hijos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 511
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Julia Patricia purchase ingredients for making bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 23, 2010
Apr 15, 2010
Currency Exchange Loss:
Jun 16, 2011