A loan of $1,100 helps to increase his cash on hand to support his mobile money business.


Michel's story

Michel is the definition of entrepreneurial spirit. He is always looking for business opportunities. He started with a saloon but he saw that a grocery store would bring him much profits and a lot of loyal clients. In his grocery store, he also has an equity bank agency where people withdraw money from him.

It is a great opportunity for him because when clients withdraw they also consume his products instead of going somewhere else. He earns a commission on each transaction, which increases his profit margin.

The first loan helped him increase his float for the agency and helped his business grow and secure customers for the grocery shop as well. He is requesting a second loan to increase his float for the agency as he keeps getting more and more clients who want to make transactions. He is very passionate and willing to do whatever is possible to grow his business further.


This loan is special because:

It helps refugees launch businesses to rebuild their lives.

Rachel Lewis, Kiva staff

Rachel Lewis
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule