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43-year-old Maria M. is married with four children. She sells dried fish, vegetables, rice and candies in the village of Kikurala in Northern Sierra Leone.

Maria has been in business for five years but due to lack of capital, she could not make enough profit to expand and diversify her business. Maria says it takes time to save a small amount of cash to build up enough for investment. With her previous loan, Maria was able to purchase six bags of rice from farmers. That increased her profit, and she used some of the profit to hire laborers to work in her farm.

Maria works together with her husband to develop the business. She is requesting a US$ 200 loan to purchase more rice and store it for the off-season.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD