A loan of $4,325 helps a member to buy material (wood, nails) to reinforce the pens, in addition to food for the animals and some pigs and chickens.


Xemuj Group's story

Livestock is a very old economic activity that consists of the management and exploitation of domesticable animals for production purposes, for their economic use.

This activity of breeding and sale of animals is carried out by Ana, the secretary of the Communal Bank Xemuj. She is 24 years old and attended school for six years.

Ana is single and lives with her parents. In a place near the house, she has three pens where she raises chickens, pigs and sheep.

Ana wants to invest in the business, reinforcing the pens and having animals available for future parties in her community. She is requesting the second Kiva loan to buy material such as wood and nails, as well as food for animals and some pigs and chickens.

In the Department/State of Totonicapán is this communal bank, which integrates eight women of the K’iche ethnic group.

They are starting the second Kiva loan cycle and wish to invest capital in the animal rearing and fabric businesses of girdles, or traditional belts. They sell their products from home and in nearby markets.

Each month, Ana and her classmates learn topics about savings, budget and planning, as well as nutrition, hygiene and health.

For Ana, the important issue for her business has been about the good use of money. These are the “Plus” benefits of the “Microcredit Plus” program of Puente de Amistad (loans, training, preventive health).

Thank you, Kiva lenders, for your contribution in the development of Mayan women!

In this group: Miriam Mishell , Irma Rutilia , Felipa , Maria , Juliana Everilda , Ana Feva , Estela , Juana Noelia


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule