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Mr. Jalal is a vulnerable, low income person. He is 23 and lives with his people in the village of Saatli town in the south-central flat area of the Azerbaijan Republic in the Caucasus region.

Jalal owns a herd of cows. Every day he grazes the cows starting early in the morning while his mother sells milk in Saatli town. He started this business as a child because milk selling is their family business. The work is quite profitable, but takes a lot of time and effort. There is a need to widen the cow-shed. It is not so expensive, but Jalal has no money to provide for this project. That is why he has applied to Normicro Saatli branch to get a $500 loan. If he could make his cow-shed bigger, he could have more pedigree cows, and hence, a higher income.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jalal to widen his cow-shed and increase his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2007
Oct 7, 2007
Currency Exchange Loss:
Nov 19, 2008