A loan of $375 helped rice, flour, oil, corn, sugar, fuel wood, maggi.


Nkenih's story

H. Nkenih is a married mother of eight currently living in Belo, Cameroon. H. is currently requesting her third loan from GHAPE. She has been with GHAPE since 2007 and has demonstrated a credit-worthy character exemplified by her repayments, consistent attendance of meetings, and support of her borrowing group. With this latest loan, H. is hoping to continue the business practices supported by her prior loans. She has requested 170,000 CFA to purchase one bag of rice, one bag of flour, two tins of oil, and two bags of corn. The rest will be used to purchase sugar, spices and maggi (flavoring cubes for soup, like boullion). She believes her business will succeed because of her prior success, ample client base, and increasing demand for her products. She hopes to use the profits from her business to pay for her children’s school fees, pay salaries to individuals who manage her farm, purchase seeds for her farm, and reinvest in her business. She will use this loan to manage current afflictions in her life, such as the theft of a significant amount of money, and to build a house for her and her children. H.’s loan will be provided through the Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.



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