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Blessing engages in a rechargeable cellphone cards business and also sells drinks. With these businesses she makes her living in Benin City, Nigeria.

Blessing wants to stock her store with more rechargeable phone cards to attract more customers and improve on her sales. She is requesting a loan of NGN 40,000 to purchase more rechargeable phone cards and drinks to sell as this will go a long way towards increasing her income.

Blessing is 28 years old and is married with two children, 4 and 7 years old. She appreciate all Kiva lenders for their financial assistance.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 8
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 148.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Blessing to purchase more rechargeable cellphone cards and drinks to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 18, 2010
May 1, 2010
Currency Exchange Loss:
Feb 24, 2011