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Eunice De La Cruz
E. D. L. C. Morales Martínez, 31, lives with her life partner, who is an electrician, in the Juan Ramón PadilL. neighborhood. They have no children yet because they want to be in better socio-economic conditions that will offer better living conditions to any future children. She has been a teacher for the last two years and yearns to improve her living conditions so that she can reach her life goals.

They currently live on a piece of land that her mother offered. The problem is that they don’t have the necessary funds to finish building on it. For this reason, they are requesting funding to buy building materials and supplies to finish building their home.

They hope that the funds will be granted so that they can start to plan to have children thus completing their family.
View original language description ↓
L. señora E. D. L. C. Morales Martinez, tiene L. edad D. 31 años vive con su compañero D. vida el cual es electricista, en el Barrio Juan Ramon PadilL., aun no se les ha hecho posibles el tener hijos debido a que planifican tener mejores condiciones económico-sociales que le brinden mejores condicione a futuros hijos, elL. trabaja como profesora desD. hace 2 años, y añora con mejorar sus condiciones D. vida para poder realizar sus propósitos D. vida.

Ellos actualmente habitan en un terreno que L. mama D. elL. le ofreció, el problema ha sido que ellos no cuentan con el capital necesario para terminar L. construcción D. su terreno, es por esto que ellos solicitan un préstamo para L. compra D. los materiales D. construcción y culminar D. esta manera L. construcción del hogar, esperan se le apoye económicamente, D. esta manera a un corto plazo puedan considerar tener hijos y se complete L. familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 84
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Eunice De La Cruz for building materials and supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Apr 13, 2010
Currency Exchange Loss:
Dec 15, 2010