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Enrique C. C. is 58 years old, married, and has two children. He lives in the San Miguel canton in the Bolívar province.

He is a member of La Palmera (The Palm Tree) communal bank which is an hour and a half from San Miguel canton. There are 16 members in total. It is a farming community with a few who raise livestock.

Enrique works in farming to increase the family income. His main crop is corn, and he also raises pigs. He sells his produce at the San Miguel market on Thursdays.

In his free time he likes to go walking with his family, he also really enjoys it when the neighbors get together for a party or to play sport.

The member is asking for a loan to buy farm supplies, for fertilizers and manure above all. His goal is to have a good economic business for the family and to purchase a car for work. The challenges that he faces are climate problems and diseases that affect the crops.
View original language description ↓
C. C. Enrique tiene 58 años, es casado, y tiene dos hijos. Vive en el cantón de San Miguel en la provincia de Bolívar.

El socio es miembro de la ventanilla rural La Palmera es un recinto que se encuentra a una hora y media del Cantón San Miguel. Son 16 socios en total, es una comunidad Agrícola y pocos se dedican a la Ganadera.

Enrique trabaja en la agricultura, y solicita el crédito para compra de insumos. Los cultivos que más sobresalen es el maíz, además se dedica a la cría de animales porcino. Vende los productos en el mercado de San Miguel en la Feria de los Jueves.

En los tiempos libres le gusta salir a caminar con la familia, también disfruta mucho cuando los vecinos se reúnen para alguna fiesta o para hacer deporte.

El socio solicita el crédito para comprar insumos para el trabajo del campo y sobre todo para fertilizantes y abonos. Su meta es tener una buena actividad económica para la familia y para la compra de un carro para el trabajo. Los desafíos que enfrenta son los problemas climáticos, las enfermedades que afectan a los cultivos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Enrique buy farm supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Apr 7, 2010
Apr 26, 2010
Currency Exchange Loss:
Mar 19, 2011