A loan of $900 helped a member to buy house building materials.


Augustine M.a.'s Group's story

Pictured are teachers from a primary school in Malong village, which is located about five miles away from Magburaka town. This school was established by the Roman Catholics in 1966 to promote education in Sierra Leone. Currently, the school has 10 teachers on its payroll list and 2 unpaid teachers with 285 pupils. This is the first loan this school is accessing from Kiva through SMT. School staff from this institution, like many other schools' staff within SMT’s operational areas, come to SMT to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise not be able to accomplish with their mere salaries alone. But with the help of this loan, some can pay school fees for their children; others can use the loan to buy pieces of furniture, a plot of land, house-building materials, or invest in business. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on their behalf. Sixty-two-year-old Augustine M.A. F. (pictured on the right) is the headmaster at the school, and has been a teacher for 43 years. He was born in Magburaka town, and is married with four children – two of his children are in secondary school and two are in college. Augustine will use his loan to buy house-building materials like bags of cement, stones and iron corrugated zinc. (Attached to this photo is a snapshot of a borrower who was not able to be present for the group photo).

In this group: Augustine M.a., Emmamuel , Michael , Haroun M.
*not pictured



Loan details


Lenders and lending teams



Loan details