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Hima Agahikaine Group
In this Group: Bonifance, Tom, Flavia, Asaba, Charles, Ronald, Sarapio, Consolate, Hadija
Fourteen years is the time Mrs. O. Flavia has spent overseeing her retail business in Hima, Kyenjojo. Since her business got in its stride on a firm footing, she has been able to make the best out of it.

In a month, this focused married mother of four children earns 350,000 shillings. With this money Flavia has managed to cater for all her children’s education needs. She has come to grips with some inevitable business challenges, to wit: high rental charges. She has, however, not lost heart.

The high self-esteem Flavia carries around means she is full of optimism that the future of her business is bright. On that basis she has come to terms with the fact that she needs a loan to be able to revamp her retail business with more merchandise.

Flavia belongs to a group of nine members who hold each other accountable and insure each other in paying back the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,100.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Hima Agahikaine Group's $2,575 loan helped a member to purchase more stock for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2010
Apr 13, 2010
Currency Exchange Loss:
Aug 15, 2010