They know each other through family ties and are engaged in the sale of food condiments and cereals, as does Rokia D..
These women of the Kokadiyèrèyé group are on their fourth joint loan following the example of Rokia D., who plans to use her loan to buy sacks of cereals.
She generally gets her supplies in and around Fana. She makes her sales from home, at the market in Tingolé, and at neighboring markets, at retail, in cash and on credit, to a clientele of men and women.
Rokia plans to clear a monthly profit of 20.000 FCFA which will be used for the family’s daily expenses, and the rest will be reinvested in her business.
Elles se sont connues à travers des liens de parenté et font le commerce de condiments alimentaires et de céréales tels Rokia D..
Ces femmes du groupe Kokadiyèrèyé sont à leur quatrième prêt solidaire à l’instar de Rokia D. qui compte utiliser le sien pour acheter des sacs de céréales.
Elle s’approvisionne le plus généralement à Fana et environs. Elle effectue sa vente sur place, au marché de Tingolé et dans les foires environnantes, au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Rokia compte réaliser un bénéfice mensuel de 20.000FCFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid