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Ludmila is married with two grown sons. She owns a grocery store selling baked goods, canned food, drinks, and snacks. Her store is located next to a busy local marketplace. Ludmila launched this enterprise 11 years ago and presently has over 15,000 Grivnyas in inventory.

Ludmila is requesting a 10,000 Grivnya loan to stock her store. She wants to expand into different types of groceries, vegetables and fruit that sell well. Ludmila has a good reputation among her neighbors and fellow vendors. She is characterized as a tactful and respectful person.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ludmila to increase assorted merchandise.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 10, 2010
Currency Exchange Loss:
Nov 15, 2010