A loan of $2,150 helps to buy land and fertilizers for field cultivation business.


Nazgul's story

Nazgul, 36 years old, married, has two children. She has a secondary education, she is purposeful and responsible in character. As a main income for her family, she has been engaged in animal husbandry and field cultivation for 12 years.

Thanks to the hard work of the Nazgul and the help of her husband with the farm, the farm today has four cows and a land share of 0.3 ha in which she grows tomatoes and peppers. To further develop her farm, Nazgul applied to Bai Tushum Bank for a loan in the amount of KGS 150,000 for the purchase of land and fertilizers to grow organic tomatoes and peppers.

Proceeds from the loan will help Nazgul buy a car and continue to invest in the expansion of the business.

Translated from Russian by Kiva volunteer Cholpon Kokumova.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule