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Marina sells women’s clothing outfits in the local mall called Tsentralnyi (Central). Marina is married with children. Her family is an average Ukrainian family living in the town of Novaya Kahovka. She was forced to launch her business 17 years ago in the volatile perestroika times to be able to provide for her family’s basic needs. Currently, Marina has 70,000 grivnyas in inventory. Her turnover capital is about 20,000 grivnyas. Monthly net profit amounts to 7,000 grivnyas.

Marina is seeking a 15,000 grivnya loan to diversify clothing merchandise in her mall outlet. She believes the current loan will help her meet her customers’ demands and increase selection of merchandise for the coming summer season. Marina realizes that at all stages in her business development, it is important for her to offer a wide variety of items in order to keep a good reputation and attract more customers. This loan will enable her to continue building a solid foundation for her business so that it will be successful for many years to come.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Marina to diversify assorted merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 15, 2010
Apr 9, 2010
Currency Exchange Loss:
Oct 15, 2010