A loan of $3,700 helps a member to buy all sorts of beverages: Fanta, Primus, Mitzing, etc, in bulk, which will reinforce her initial capital.


La Sagesse Group's story

Madame Therese is a client of Hekima IMF and presides over the solidarity group "La Sagesse"; she is divorced, 48 years old and mother to 3 children, 2 of whom are in school and 1 who has finished.
She sells beverages in a relay station, she started this business in 2009 with startup funds received from her income-generating activities. Later she involved the Hekima program to support her business, and evolved progressively. With this new loan, she will buy various sorts of beverages, Fanta, Primus, Mitzing, etc in bulk, which will reinforce her initial capital. The challenge of her business is related to a lack of clientele.
She wishes her children to go to school and to develop her business. Finally, she wishes to thank Hekima and their partners for the support offered to business owners without access to traditional banks.

In this group: Genevieve, Francoise, Georgette, Therese, Immacule

Translator profile picture

Translated from French by Kiva volunteer Jennifer Anderson.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule