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Madres Laboriosas Group
In this Group: Mirtha Elena, Guadalupe, Natividad , Yerisf Yubell, Fiorela Natali, Blanca, Celia Rosa, Nancy Consuelo, Teresa
The “Madres Laboriosas” (Working Mothers) communal bank has crossed its sixth cycle of being responsible and punctual with its payments. Most of its members sell cosmetics via catalogs. This is the case with Celia, who does it to help bring income to her family and has been selling “Natura” brand products for a year. She has three children for whom she continues to work. She and her husband have also started a security company and she expects to bring in a good income from this service.

Mirtha sells the “Oriflame” brand of cosmetics. This business has other benefits because she receives gifts (which she resells) because of the amount of products she sells. She is a single mother and must support and educate her three children.

Blanca has had an Internet café for several years. She tells us that she used to bring in a large income, but now there is much more competition and she no longer makes enough to support her two children. However, she is an optimist and wants to set up a display case in order to be able to sell other items and increase her income.
View original language description ↓
La Alcancía Comunal Madres Laboriosas cursa el sexto ciclo demostrando puntualidad y responsabilidad en sus pagos.
La mayoría D. las socias se dedica a la venta D. cosméticos por catalogo como es el caso D. Celia, ella para ayudar la economía familiar venD. productos Natura hace 1 año, tiene 3 hijos por los cuales seguir trabajando, así que inicio una empresa D. seguridad juntamente con su esposo, Espera tener mayores ingresos con este nuevo servicio.
La marca D. productos D. belleza Oriflame es la que Mirtha representa, en este negocio tiene algunos beneficios ya que por la cantidad D. ventas pueD. obtener regalos que ella a su vez los venD., Ella es madre soltera y tiene que educar y mantener a sus 3 hijos.
Nuestra socia Blanca tiene un negocio D. alquiler D. cabinas para acceso al internet hace varios años, ellas nos comenta que al principio tenia mayores ganancias pero ahora hay mucha competencia y no obtiene lo que necesita para mantener a sus 2 hijos pero ella es optimista y desea colocar una exhibidora para vender otros productos complementarios en su local comercial y asi tener otros ingresos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Madres Laboriosas Group's $1,900 loan helped a member inventory and supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 7, 2010
May 1, 2010
Currency Exchange Loss:
Sep 15, 2010