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Yolanda S., 56, is making sure that her family has enough provisions for their daily needs. She is married to Domingo S., an Overseas Filipino Worker based in Qatar, and they are blessed with two children. She helps her husband earn so that their family can have a better life. She has been managing her own hog-raising business while operating a jeepney and a variety store.

Yolanda has been a regular member of Center for Community Transformation (CCT)* for more than a year now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she has been able to borrow quite a few times in CCT’s Cooperative. She is consistent in paying her dues because she uses the money she borrows to expand and improve her businesses.

To ensure the success of her business, she has applied for a 20,000 Philippine peso loan. This money will be used as a source of added capital for her expanding business to buy a few piglets for the hog business and groceries for the variety store. She dreams that her business will continue to grow so that she can provide for her children’s education.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 309
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Yolanda to buy a few piglets for a hog business and groceries for a variety store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 8, 2010
Currency Exchange Loss:
Oct 15, 2010