A loan of $1,225 helped a member paying for daughter-in-law's tuition.


Kalira's Group's story

Any businessman would never throw money into the wind, but instead strives to invest money into a good deal, so that the money earns an income. Sometimes it is this money that becomes a deposit for a prosperous future. These qualities and especially, the ability to guess the future, pragmatism and keen calculation, differentiate good businessmen from ignorant ones. It is interesting to know whether Kalira I., the leader of this group, imagined twelve years ago, when she, having saved money from her salary, bought a bull for fattening and subsequent resale, that in the future this business would become her primary source of income. Now Kalira is fifty-one years old. She no longer works at her job, but runs her business. She raised one son and several daughters. The son is already married and has children. Kalira leads an active life: she helps her husband and son take care of livestock and also helps raise the grandchildren. She has three children: two granddaughters and one grandson. The oldest two granddaughters are already in school, and the youngest grandson is only nine months old. Kalira watches how her grandchildren grow and wants to prepare a decent inheritance for them. Thanks to her livestock business, she was able to provide her children with an education and to marry off her daughters. Currently, her monthly income is four thousand seven hundred som ($100). She continues to help her children. And now Kalira requested a loan in order to pay for her daughter-in-law’s education. Ayzada S. is twenty-eight years old. She went through a great test of endurance because now she has to raise four children by herself. Two of them are her daughters, and two others are her nephews. Ayzada is divorced. She breeds livestock and sells cows at the livestock market. Her income is four thousand nine hundred som. Toktobu T. is fifty-one years old. Her husband sells auto parts at a market, and she is involved in animal husbandry and sells milk. She earns a little less than five thousand som from the animal husbandry business. Toktobu hopes to get the loan to purchase a cow in order to increase livestock headcount. Nurlan S. is twenty-five years old. His wife is a homemaker. Nurlan is involved in passenger transportation. He used to work in Russia. He saved money there, bought a car and started the transportation business. Currently, his income is about six thousand som. He requested the loan in order to repair his car. Nurlan has two daughters. He set a goal to buy an apartment for his family.

In this group: Kalira, Ayzada, Toktobu, Nurlan
*not pictured

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey


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