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Napier Group
In this Group: Rashida, Sakina, Immaculate, Rajab, Hadijah, Zula, Madina, Juma, Zula, Susan, Sabstain
Secondhand clothes are in high favor with many people in Uganda. Not one to be left out of this lucrative opportunity which had presented itself in her home area of Napier in Jinja, an enterprising and lively 35-year-old woman going by the name of M. Rashida made a decision to try to cash in on this craze.

In 2000, Rashida laid the starting foundation stone for her business. With the money she had saved working in a local beauty salon, she bought her first consignment of garments. With these she took root and, though her business has had its fair share of ups and downs, she has emerged as a resilient woman who has refused to buckle under any sort of pressure.

With this kind of spirit in tow, Rashida has made enormous headway as is manifest in the 60,000 shillings she purportedly makes in a week. She is one lady who likes taking a long view and as such she has drawn up a blueprint to expand her business selling secondhand clothes into a wholesale franchise.

With this loan, Rashida is optimistic she will be empowered financially to see her dream come true.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 205
    View loans »
    Uganda Loans Fundraising
  • $32,706,950
    Funds lent in using Kiva
  • 2,081.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Napier Group's $1,475 loan helped a member to buy bales of additional garments.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 8, 2010
Apr 8, 2010
Currency Exchange Loss:
Aug 15, 2010