The loan he requests is to renovate the stairs in his home, since his home was built a long time ago and the stairs are deteriorated.
This is the 6th time that he has requested a loan, and he was qualified favorably by a socioeconomic analysis conducted by IMPRO to access this loan.
El señor Marcelo trabaja como empleado en una empresa telefónica de esta ciudad, ingresos con los que mantienen a su familia.
El crédito solicitado es para la refacción de las gradas de la casa donde vive, ya que por la antigüedad de la construcción se encuentra deteriorado.
Esta es la sexta vez que solicita préstamo y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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