Mrs. Khoeurn Yuos Village Bank Group
Mrs. KH. Y. is requesting a loan to buy fertilizer to support farming her crop and to buy piglets and pig feed. Mrs. KH. Y. is the mother of two children: one stays at home while the other one is a student at the local school.
Mrs. KH. Y. is the village bank president who has been selected by all 15 members located in Daom village in Takeo province. Mrs. Kiek Keov is the group guarantor, so she is present in the photo.
About AMKAngkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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