A loan helped a member to stock up various food items such as flour, rice and oil wholesale, bolstering her working capital.


Uvumilivu Group's story

Ms. Justine is a client of IMF Hekima and the chair of the Uvumilivu banque villageoise. She is married, 45 years of age, and has 11 children, ten of whom are or have been in school.

Justine sells various food items. She launched this business 23 years ago with a starting capital received from her husband. Later on, she joined the Hekima program to develop her business, which has been growing over time. With this new loan, Justine will stock up some food items such as flour, rice, and oil, wholesale, bolstering her working capital. Her business challenge is linked to insufficient customer numbers.

Justine would like to provide for her children, ensure that they attend school as well as to renovate her home. In conclusion, Justine thanks Hekima and its partners for their support to business owners who lack access to funding.

In this group: Tantine, Rachel, Justine, Muyinyungwarha, Veneranda, Meda, Jeannette, Ombeni, Baraka, Marie, Anastasie, Samuel, Furaha, Suzana, Francine, Rosette, Nzigire, Rebecca, Rosette, Esperence

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Translated from French by Kiva volunteer Katharina S.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.



Loan details


Lenders and lending teams



Loan details