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Virgen De Copacabana Group
In this Group: Maria Luisa*, Hilaria, Teodora, Felicitas, Yuli Isabel, Olga Hortencia, Edith, Odilia, Margarita, Yeni Lilian, Clementina, Nelida Erika, Faustina, Jorge
* not pictured
The “Virgen D. Copacabana” (Our Lady of Copacabana) communal bank is united and responsible with respect to its loan repayments.

Hilaria is the group president and has been a merchant for several years because she needs to help her husband meet household expenses. She started out selling clothing and other products; now, she only sells cheese. On weekends, she goes to a part of Lima known as Huarochiri to buy the cheese for her discerning customers. This business has been very satisfying for her in that she has been able to get to know this place and look for better prices so that she can earn higher profits.

The group treasurer is Jorge. He sells tubers in one of Huaycan’s markets. He has been in this line of work for 13 years and it has allowed him to support his three children, who are still school-aged. Jorge is happy with the loan and is very responsible and strict with the group.

Edith is a member who, with much effort and with help from her husband, was able to purchase a mototaxi (three-wheel vehicle used to transport passengers and cargo). Because she must care for her young daughter, she leases the mototaxi to a trustworthy person. She provides public transportation services during weekends to earn extra income for her home.

The entire group appreciates the loans granted by KIVA and EDAPROSPO.
View original language description ↓
La alcancía Comunal Virgen D. Copacabana se caracteriza por ser solidaria y responsable en sus pagos.
Hilaria es la presidenta del grupo hace varios años se dedica al comercio viendo la necesidad D. apoyar a su esposo con los gastos D. su hogar comenzó a vender ropa, y otros productos ahora solo se dedica a la venta D. queso, los fines D. semana viaja a un lugar D. Lima que se llama Huarochiri y allí es donD. compra el queso, para sus exigentes clientes, este negocio que le ha brindado algunas satisfacciones ya que pueD. conocer este lugar y buscar precios más bajos para tener mayores ganancias.
El tesorero Jorge se dedica a la venta D. tubérculos, en un mercado D. Huaycan vive hace 13 años, ello le permite mantener a sus 3 hijos que aun están en la etapa escolar, Jorge está contento con el préstamo y es muy responsable y exigente con el grupo.
Edith es una socia que con mucho esfuerzo compro su mototaxi con la ayuda D. su esposo, pero como tiene que dedicar tiempo a su pequeña hija, alquila el mototaxi a una persona D. confianza. Ella trabaja con el mototaxi haciendo servicio D. transporte público los fines D. semana así pueD. tener más ingresos para su casa.
Todo el grupo agradece los préstamos recibidos por KIVA y EDAPROSPO

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Copacabana Group's $4,725 loan helped a member to buy merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 31, 2010
Apr 5, 2010
Currency Exchange Loss:
Sep 15, 2010