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Roselyn S. is a 34-year-old woman living in the town of Purok Ipil-ipil, Brgy. Vito, Sagay City. She is married and has 4 school-aged children. Roselyn owns & operates a fishing business, harvesting & selling ocean-caught fish in the local community. She has been engaged in this business for over 14 years and earns approximately 5,000 Php a month.

In 2005, Roselyn joined NWTF to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 19,500 Php from NWTF. She is now requesting a new loan of 19,500 Php which will be used to purchase fishing equipment such as hooks & nets. The loan will be the 9th loan taken out by Roselyn from NWTF. She plans to use the additional revenue generated to pay her children's tuition fees.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 465
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Roselyn to purchase fishing equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2010
May 1, 2010
Currency Exchange Loss:
Apr 15, 2011