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38-year-old Latifat is married and has five children. She is a hair stylist; she styles hair and sells hair accessories to her customers at her beauty salon. She buys hair accessories from a big distributor and sells retail. She has been in this business since 2006.

Latifat wants to improve her business as this will attract more customers to her salon. She is requesting a loan of NGN 50,000 to buy goods directly from the company at a reduced rate, thereby increasing her profit. She says thanks all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 8
    View loans »
    Nigeria Loans Fundraising
  • $6,376,775
    Funds lent in using Kiva
  • 150.2
    Nigeria Nairas (NGN) = $1 USD