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Ngozi is 42 years old and the mother of three children. She sells notebooks and other writing materials to her customers and does this business in order to make ends meet. She started the business five years ago.

Ngozi joined LAPO three years ago and has a good repayment record. She hopes to expand her business in future. She is requesting a loan of NGN 80,000 to purchase more notebooks at a reduced price to sell. This will enable her meet the demands of students as schools resumes. She says thank you to Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 182
    View loans »
    Nigeria Loans Fundraising
  • $6,489,600
    Funds lent in using Kiva
  • 150.2
    Nigeria Nairas (NGN) = $1 USD