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Goharik V. lives in Vanadzor city with her family. Her daughter and husband help Goharik in her business, which consists of souvenirs and glassware trading. Goharik has been engaged in that business for 20 years. She uses the income for her family. Goharik purchases an assortment of products from Yerevan once a week. Goharik needs a 1,000,000-AMD loan to buy a new assortment for her shop: glass, dishes, statuettes, etc.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 400.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Goharik to buy a new assortment of products for her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Apr 3, 2010
Currency Exchange Loss:
Mar 15, 2011