A loan of $1,025 helped a member developing their respective businesses.


Femmes Commerçantes N°12 Group's story

The group “Femmes Commerçantes” (F.C.), as its name indicates, is a network of women who are active in commerce. It is based in Grand Thiès and was founded in 1992 by Ms. Maty Niakh, the network’s current president. She got the idea of forming the network after participating in a training session run by the NGO OXFAM in Thiès. She is therefore quite knowledgeable about group management, entrepreneurship, etc.

The network members are extremely devoted and meet once a month. Beyond a membership fee, each member must pay 200 francs CFA monthly into a solidarity fund.

Desiring financing, they decided to join U-IMCEC. This is why their network was split into nineteen sub-groups of five persons each to ensure a better profit outcome. For the second time, they are requesting a loan of 100,000 francs per member, that is 500,000 francs per sub-group, to develop their various businesses.

However, payments are made at the monthly meetings to the group president, assisted by the group treasurer, Ms. Coumba Seck, who are then responsible for reimbursing U-IMCEC. In the words of its president, the network has only one single, noble objective: to fight family poverty. The network currently numbers nineteen sub-groups, each with its own president and treasurer.

The five who compose this sub-group “Femmes Commerçantes N°12 include the president Ms. Mame Issa D., who sells breakfasts; the treasurer Ms. Fatou D., who is an itinerant vendor of cloth and shoes; Ms. Khady G., a vendor of dried fish; Ms. Bineta L., who trades in rice, peanuts, and palm oil; and Ms. Amy D., a vendor of oranges and peanuts.

As for the president, Ms. Mame Issa D., she is 40 years old and has been investing herself in her sector since 2007. With this financing, she wants to diversify her business. She invested herself in this trade with the goal of meeting her needs and those of her two children and her dear mother.

In this group: Mama Issa, Fatou, Khady, Amy, Binta
*not pictured

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Translated from French by Kiva volunteer Daniel Kuey



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