A loan helped a member to buy ribbons and stones to decorate hats.


Imbativeis Group's story

Flavia, the second one in the photo, is the group's leader. She is married and has two children. She works with trips and tour packages and adds to her income by decorating hats. She personalizes them at the client's request with their name and stones. She already has a good client base and dreams of opening a store to sell them. The loan will be used to buy ribbons and stones to make the hats.

The group is grateful to the investors because the loan helps the members improve their businesses and their quality of life.

In this group: Flavia , Antonio , Josenice, Clebes

Translated from Portuguese by Kiva volunteer Marcia Margolis.


This loan is special because:

This is one of few affordable credit options for low-income borrowers in São Paulo, Brazil.



Loan details


Lenders and lending teams




Loan details