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Terrazas Group
In this Group: Elsa Mariana , Cesar Randolfo, Mayra Lisseth
The Terrazas group is made up of three members: Mayra (who sells food), Cesar (who also sells food), and Elsa (who sells fruit and other food). All three live in the city of Pernoia, Villa Nueva.

Mayra is the leader of the group and she has been working for the last three years selling food and business is going well. She is 29 years old, married, and has two children, one who is 14 years old, the other who is 10. Her business has grown thanks to her attentiveness to her customers. Mayra is asking for a loan to invest in her business so that she will be able to offer a better service to her customers and offer a better future to her children. This loan will be used to buy a tortilla press.

View original language description ↓
El Grupo terrazas esta compuesto por tres socios, Mayra (venta de comida), Cesar (Venta de comida), y Elsa (venta de fruta y comida) todos viven en Ciudad Peronia, Villa Nueva.
Mayra es la lider del grupo, ha trabajado desde hace 6 años en la venta de comida en el cual le va muy bien. Tiene 29 años, esta casa y tienen dos hijos uno de 14 y uno de 10. Su negocio ha ido incrementando gracias a la buena atencion al cliente que ella ofrece a sus clientes. Doña Mayra solicita el crédito para poder invertir en su venta, y asi poder brindar un mejor servicio y al mismo tiempo brindarle un mejor futura a sus hijos. Este prestamo ella lo utilizara para comprar una plancha de tortillas

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 8.1
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Terrazas Group's $1,200 loan helped a member investing in her business, food sales.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Mar 30, 2010
Currency Exchange Loss:
Jan 19, 2011