Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $275 helped buy more stock for her general shop.


Joan's story

Joan, 52, is married to Felix. She operates a general shop, selling food items like cooking oil, flour, matchboxes etc. This is her primary business for two years now. She stays in the Kirigu trading center near Kikuyu town. Joan is also into dairy farming. She keeps cows for milk production.

This area is a very favorable environment for livestock and crop farming. Her clients are mainly residents who buy items on a retail basis.

She has previously borrowed from ECLOF before joining KADET. This is her first loan with KADET. She hopes to expand her shop and add at least four more dairy cows for more milk production.



Loan details


Lenders and lending teams



Loan details