This group is called Tlayecac, as this is the name of the community where it is located. All the members are merchants. Yolanda and Sebastiana sell candy. Maleny, Luisa, and Alicia sell food. Yadira has a small beauty shop. Marcela sells cloth napkins. Dominga sells fruits and vegetables, Ambrosia has a general store, and Beda raises livestock. Alicia, a member of the group, is married and has a young daughter in primary school. She sells prepared food from her house. With this loan, she would like to buy tables and chairs, as well as a little candy, to sell in her locale so she can increase her profits. She tells us that she feels very comfortable as a part of this group; she had worked in others, but did not enjoy it because there were too many problems. Here, however, it is the opposite, and she hopes to be able to continue counting on the support from the Foundation Realidad and KIVA to continue helping her family get ahead.
Este grupo se llama Tlayecac por que en la comunidad donde viven a si llama. Todas las integrantes se dedican al comercio la Sra. Yolanda y Sebastiana venden dulces, Maleny, Luisa, Alicia venden comida, Yadira tiene una estética pequeña, Marcela vende servilletas tejidas, Dominga vende frutas y legumbres, Ambrosia tiene una tienda de abarrotes y Beda cría ganado.
La Sra. Alicia es integrante del grupo es casada tiene una hija que estudia la primaria ella vende comida en un local que esta en su casa.
Con éste crédito ella quiere comprar mesas, sillas, y un poco de dulce para vender en su local de comida y así poder sacar un poco mas de ganancias.
Nos comenta que se siente muy a gusto con este grupo ya que había trabajado en otros pero se sentían muy pesados por tantos problemas que habían y en este es todo lo contrario y nos comenta que espera poder seguir contando con el apoyo de fundación realidad y KIVA para salir adelante con toda su familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.