A loan of $9,700 helps a member to stock up on telephones in gross, which will strengthen her initial capital.


Light Group's story

Esperance is a client of the Hekima microfinance institution and is in charge of the Light cooperative group. She is 30 years old, married, and the mother of three children. Two of them are in school and one is still too young. Her partner is a merchant.

She sells telephones. She started this business in 2016 with startup capital she received from her husband. Later, she got involved in the Hekima program to support her business, which she is progressively growing. With this new loan, she will stock up on telephones in gross, which will support her initial capital. The challenge of her occupation is linked to a lack of financing.

She would like for her children to go to school and to feed her family. Finally, she would like to thank Hekima and its partners for the support they bring to owners of businesses without a cash value.

In this group: Gaudence, Josephine, Esperance, Patience, Dorcas

Translated from French.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

Loan details



Repayment schedule