With six kids to feed and put through school, this lady had trouble making ends meet and was desperate to improve their living conditions and be able to afford her kids' education. She has a talent for making bangles, bracelets, necklaces, and earrings out of sinnet and pearls. With her husband's help, they make quantities of these which they sell to the locals and tourists at their stall down at the flea market. With the high demand of the goods, she is able to make a daily profit after all expenses of $40 which now helps her support and educate her family and pay back her loan.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.