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United Brother Group
In this Group: Henry, Abenego, Mbalama, Joseph, Henry
Henry S. is the leader of a group of five borrowers called United Brother. He is 26 years old, single and has a 3 years old child. He could not continue his education after high school.

For 5 years Henry has been selling medicated robs, lotion for rashes and other skin problems.He sells adjacent the Ministry Of Finance, in downtown Monrovia, Liberia. He sells goods that customers need which keeps them returning.

He started selling with 1,000 LRD as working capital, but now has 15,000 LRD as working capital.

Henry plans to use his portion of the group loan to buy more medical robs to improve his business. His goal is to grow his business to a better size.

In the photo that accompanies this profile, Henry is the one holding the sign.

About LEAP

The Local Enterprise Assistance Program (LEAP) is Liberia's largest and oldest continuously operating microfinance institution with 13 branches across the country. Founded in 1994, the non-profit organization has survived periods of civil war and severe socio-economic hardship. LEAP seeks to help rebuild post-conflict Liberia through its group and individual loans to micro- and small-scale entrepreneurs, and puts emphasis on lending to women.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • $700
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,038,900
    Funds lent in using Kiva
  • 70.2
    Liberia Dollars (LRD) = $1 USD