A loan of $200 helped to purchase additional inventory and as working capital.

Vicenta's story

Vicenta C. is from the village of Barandiaz, Pangantucan, Bukidnon. She is 61 years old, married, and has six adult-aged children. To make a living, Vicenta owns and operates a buying and selling business. The main source of income for the business comes from peddling dried fish and some agricultural products, such as banana and coconut fruit, harvested from her small farm and selling it to tourists and local community members. Vicenta has been engaged in her business for over two years and earns approximately 3,000 PHP per month from these activities.

In 2009, Vicenta joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 7,000 PHP from HSPFI. This loan was used to purchase additional products to sell. Vicenta is requesting a new loan of 9,000 PHP, which will be used to purchase additional inventory and as working capital. This loan will be her third from HSPFI. She plans to use the additional revenue generated from the business to improve her house.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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