A loan helped to buy dairy cows to increase the size of the herd and sales of organic milk.


Gulmira's story

Gulmira is 46 years old, married, and has six children. She has a high school education. She is very hardworking, motivated, and enterprising. She is very knowledgeable about technical aspects of agricultural practices and knows how to properly manage her resources.

Since 1991, she has been relying on breeding livestock as the main source of income for her family. Thanks to her hard work and a responsible approach to her business, she was able to grow her farm to include 12 cows and a 1.6 ha plot of land, where she grows beans.

To be able to further grow her farm, Gulmira has applied for a 130,000 KGS loan at Bai Tushum Bank to purchase dairy cows in order to increase the sales of organic milk and the income from breeding cattle. She is planning to use that income to further grow her farm, complete the construction of her house, and buy a car for her family.

Translated from Russian by Kiva volunteer Maryia Gorman.


This loan is special because:

It supports organic farming and includes a lower interest rate.



Loan details


Lenders and lending teams




Loan details