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Stephen O. O. describes himself as a hardworking man from Kisumu City, which is along the shores of Lake Victoria, Kenya. He is married to Hellen Awuor, a housewife and they have three children: Robert, aged 8 years who is in grade two of primary school; Thomas, aged 6 years and in grade one of primary; and 4-year-old Elizabeth, who is in baby class.

Stephen runs a spare-parts business whereby he sells motorcycle and bicycle spares. His business is located in Manyatta, a populous residential estate in Kisumu City. His main customers are the motorcycle and bicycle passenger transport businessmen (locally known as boda boda). He taps the majority of them because his shop is located on the busy main road which leads to the estate and also there is a nearby market center.

Stephen joined KADET after friends introduced him and he is taking his fourth loan. He intends to use the loan to buy more motorcycle spare parts since they are in high demand. His wish is to find a lender, through KADET to enable him to further his business. He is optimistic that he will make profits from which he will open a business for his wife because he believes that this will increase the family income, hence improving their standard of living.

Stephen’s hope is to transform his business to wholesale.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 928
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 77.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Stephen to buy more motorcycle spare parts for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Mar 29, 2010
Currency Exchange Loss:
Apr 15, 2011