A loan of $925 helped a member to purchase fertilizers such as manure.


Jover's Group's story

Jover T.'s main source of income comes from planting and harvesting corn for sale. He is 30 years old, married and has two school-age children. They are from the village of Cabungaan, Clarin. Jover has been in his business for over five years and earns approximately 6,000 Philippine pesos (PHP) a month.

In 2009, Jover joined GDMPC to gain access to financial services to help improve his living conditions and enable him to engage in business activities. Jover has successfully repaid a previous loan of 8,000 PHP from GDMPC. Jover is requesting a new loan of 12,000 PHP which will be used to purchase fertilizers such as manure. This will be his third loan from GDMPC. He plans to use the additional revenue to pay the tuition fees of his children.

Jover is the leader of a four member group accessing a loan offered by GDMPC. While each member of the group receives an individual loan, they are collectively responsible for paying back the loans of their fellow group members, if someone is delinquent or defaults.

About GDMPC:
GDMPC is one of the most progressive cooperatives in Mindanao, Philippines. It has four branches and three unit offices covering the provinces of Zamboanga del Sur, Lanao del Norte and Misamis Occidental. Its membership is composed mostly of farmers, fisherfolks and small entrepreneurs.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Jover, Leonora, Wilfredo, Miguela



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