Abibatu K. is married with three school going children. Her business is located at the centre of a township called Campbell Street. She used money from her husband to start a business of selling used clothing. As her income increased, she switched from selling used clothing to selling waxed and dry cotton wholesale. Knowing well that the cotton business is more productive, Abibatu K. secured a group loan in order to increase her stock and she earned a good credit history. She is now seeking an individual loan to buy more stock. She has eight years of business experience and hopes to use the proceeds of the loan to pay her children's school fees and buy land. She is hard working and honest.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.