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Abibatu K. is married with three school going children. Her business is located at the centre of a township called Campbell Street. She used money from her husband to start a business of selling used clothing. As her income increased, she switched from selling used clothing to selling waxed and dry cotton wholesale. Knowing well that the cotton business is more productive, Abibatu K. secured a group loan in order to increase her stock and she earned a good credit history. She is now seeking an individual loan to buy more stock. She has eight years of business experience and hopes to use the proceeds of the loan to pay her children's school fees and buy land. She is hard working and honest.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,914.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Abibatu to buy textiles.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 12, 2010
Apr 1, 2010
Currency Exchange Loss:
Jan 15, 2011