A loan of $2,900 helped a member to buy merchandise.


Luciana Group's story

The LUCIANA communal bank is in its second loan cycle; it’s maD. up of 10 members, all women, who are neighbors in the San Antonio neighborhood (some live in Villa Copacabana). Some members sell cosmetics, others prepared meals, some are children’s party planners, others are beauticians. They repaid their previous loan on time. This cycle also included mourning for one of the members who died during this cycle.

Carmen is the group representative and bank president. She is a medical therapist providing services both in customers’ homes and in clinics she’s associated with; she has been in this line of work for 5 years. She also sells cosmetics. She is single, has no children and rents with her relatives. She is responsible and punctual with her repayments.

She will use the loan to buy medical equipment.

Pamela is group treasurer. She sells clothing and cosmetics in various places like institutions; she has been in this line of work for 2 years. She is single and has no children; she rents with her parents and siblings. She was elected to this post because of the responsibility she has shown in the communal bank as guarantor and as a group member.

She will use the funds to buy stock merchandise.

Soledad is group secretary. She sells different brands of cosmetics and is also an expeditor.

She will use the funds to buy cosmetics.

All the group members are responsible, dynamic people who are very grateful to Emprender and to Kiva for the trust placed in them in granting the loan.

In this group: Carmen Remedios , Beatriz Pamela , Juana Isabel , Concepcion Pascuala, Soledad , Angelica Daysi, Pamela Ximena , Yolanda , Maria Elizabeth, Surayda

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Translated from Spanish by Kiva volunteer Polliz



Loan details


Lenders and lending teams



Loan details