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Seraphine is 31 years old and married with two children who are 2 and 4 years old. Seraphine is in the business of selling a variety of goods in her shop. Those goods include cosmetic goods, radio batteries, soap, notebooks etc as the photo indicates. The hours of the business are from 6 am to 7 pm every day.

Seraphine is now requesting a Kiva loan via Vision Finance Company for expanding her shop by adding a large quantity of goods in her shop. Those goods will mainly include foodstuffs like beans, rice, sugar, different types of flours etc. With those goods, Seraphine will hopefully earn more profits, which in turn will allow her to reinvest in her business so that her revenue can keep growing. If successful, Seraphine will continue taking care of her children by providing more food for them as well as building a secure future for them.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Seraphine to buy more foodstuffs like beans, rice, sugar, different types of flours etc to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 12, 2010
Mar 26, 2010
Currency Exchange Loss:
Dec 15, 2010