A loan of $1,825 helped to purchase new women's shoes in order to increase her range of goods.

Barno's story

Problems and money shortages never defeated Barno, who has always looked for a way to get past obstacles and continue to improve her situation. She is an extremely hard-working and energetic woman. She is 43 years old, married, and the loving mother of four children.

Barno started her own business because her husband’s salary was not enough for their family expenses. For more than fourteen years she has operated a store where she sells women’s shoes. Her store is well known and people love to visit it because it's clean, tidy, and run by someone who is very kind and thoughtful.

Barno hopes that her store will keep growing so that she can maintain a comfortable life for her family, especially for her children. To make that possible, she has applied for a new loan that she will use to buy more shoes to sell. With this purpose in mind, Barno requests 8,000 Somoni. She promises to repay the loan on time and thanks everyone supporting her.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj.

Loan details

Lenders and lending teams

Loan details