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Every morning, Mrs. Ko C. goes out from her home to buy different kinds of vegetable from farmers. She hurries to bring the vegetables to sell in the local market, from which she earns a living.

Her husband also earns money by planting rice. Additionally, he has a cultivating machine that he uses to provide a plowing service for a fee. Ko C. has five kids; one is married and the others are single. Two of her sons are construction laborers in Phnom Penh. Ko C. is taking out her loan to buy a used vehicle for her family’s travelling needs. Any remaining cash from the loan, Ko C. will use to repair her existing house which is frequently in need of repairs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ko to buy a used vehicle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Apr 1, 2010
Currency Exchange Loss:
Jan 19, 2011